Equity Extraction

CASH-OUT REFINANCE

Unlock the equity you've built in existing investment properties and redeploy that capital into new acquisitions — without selling your performing assets. Ayin …

Unlock the equity you've built in existing investment properties and redeploy that capital into new acquisitions — without selling your performing assets. Ayin Capital offers cash-out refinance up to 75% LTV and rate & term refinance up to 80% LTV on 1–4 unit properties nationwide.

Who it's for: Ideal for portfolio investors who have built equity in a rental property and want to extract capital for a down payment on a new deal, fund renovations elsewhere, or simply improve their rate or terms.

Apply for Refinance / Cash-Out

Refinance / Cash-Out — At a Glance

Cash-Out LTV

Up to 75%

Rate & Term

Up to 80%

Use of Funds

Flexible

How It Works

FROM APPLICATION
TO FUNDED.

Submit Your Scenario

Apply online or call Ayin Capital directly with your property details.

48-Hour Term Sheet

Receive a clear term sheet with loan amount, rate, and LTV within 48 hours.

Fast Underwriting

Asset-focused underwriting. No red tape, no endless documentation.

Close in 5–7 Days

Sign, close, and fund — on your timeline.

FAQ

REFINANCE / CASH-OUT
QUESTIONS & ANSWERS

Absolutely. Ayin Capital offers cash-out refinance up to 75% LTV on existing investment properties so you can redeploy equity as a down payment or full purchase on a new acquisition.

Cash-out refinance extracts equity as cash (up to 75% LTV); rate & term refinance simply replaces your existing loan with better terms (up to 80% LTV) without taking cash out.

Use of funds is flexible — common uses include down payments on new acquisitions, renovations, or paying down other debt.

Compare Programs