Asset-Based · Fast

HARD MONEY LOANS

Hard money loans from Ayin Capital are approved primarily on the value of the asset — not your credit history or income documentation. With minimal paperwork an…

Hard money loans from Ayin Capital are approved primarily on the value of the asset — not your credit history or income documentation. With minimal paperwork and asset-focused underwriting, we close hard money loans on 1–4 unit investment properties in as fast as 5–7 business days.

Who it's for: Hard money loans are a fit for investors who need speed and flexibility above all else — time-sensitive acquisitions, credit challenges, or deals that don't fit conventional bank underwriting boxes.

Apply for Hard Money Loans

Hard Money Loans — At a Glance

Asset-Based LTV

Up to 80%

Closing Speed

5–7 Days

Documentation

Minimal

How It Works

FROM APPLICATION
TO FUNDED.

Submit Your Scenario

Apply online or call Ayin Capital directly with your property details.

48-Hour Term Sheet

Receive a clear term sheet with loan amount, rate, and LTV within 48 hours.

Fast Underwriting

Asset-focused underwriting. No red tape, no endless documentation.

Close in 5–7 Days

Sign, close, and fund — on your timeline.

FAQ

HARD MONEY LOANS
QUESTIONS & ANSWERS

Hard money approval is driven primarily by the value of the asset rather than credit score, so investors with a range of credit profiles can qualify.

As fast as 5-7 business days from a complete application, with minimal documentation required.

They overlap significantly — both are short-term, asset-based financing. Hard money typically emphasizes speed and minimal documentation even more heavily.

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