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Real LTVs. Real speed. No bank hassle. Every product purpose-built for 1–4 unit investment properties nationwide.
Find the Right Loan for Your Deal
A bridge loan gives real estate investors fast, short-term capital to acquire a property before securing permanent financing, completing a r…
A Debt Service Coverage Ratio (DSCR) loan qualifies based on the income a rental property generates — not your personal tax returns or W-2s.…
Fix and flip financing from Ayin Capital combines your purchase loan and rehab budget into a single facility — up to 90% of purchase price p…
Hard money loans from Ayin Capital are approved primarily on the value of the asset — not your credit history or income documentation. With …
Ayin Capital's ground-up construction loans finance the full build — from land acquisition through certificate of occupancy — for 1–4 unit r…
Unlock the equity you've built in existing investment properties and redeploy that capital into new acquisitions — without selling your perf…
Program Comparison
| Program | Max LTV | Term | Close Speed | Income Docs | Best For | |
|---|---|---|---|---|---|---|
| Bridge LoanShort-Term | 90% | 6–24 mo | 5–7 Days | Minimal | Acquisitions, stabilization | Apply |
| DSCR MortgageLong-Term | 80% | 30 Years | 14–21 Days | None (DSCR only) | Rentals, cash-flow holds | Apply |
| Fix & FlipRehab | 90% + 100% rehab | 6–18 mo | 5–7 Days | Minimal | Value-add, flippers | Apply |
| Hard MoneyAsset-Based | 80% | 3–24 mo | 5–7 Days | None | Credit issues, fast buys | Apply |
| New ConstructionGround-Up | 75% land | 12–24 mo | 7–14 Days | Minimal | Builders, developers | Apply |
| Cash-Out RefiRefinance | 75% | 30 Years | 14–21 Days | DSCR or Stated | Equity deployment | Apply |
All programs for non-owner-occupied 1–4 unit investment properties nationwide. Terms subject to property and borrower qualification.
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