Ground-Up Financing

NEW CONSTRUCTION LOANS

Ayin Capital's ground-up construction loans finance the full build — from land acquisition through certificate of occupancy — for 1–4 unit residential investmen…

Ayin Capital's ground-up construction loans finance the full build — from land acquisition through certificate of occupancy — for 1–4 unit residential investment properties. Up to 75% LTV on land/purchase and 100% of construction costs financed, with a draw schedule that follows your build timeline.

Who it's for: Built for investors and builders constructing new 1-4 unit residential properties — whether building to sell or building to hold and refinance into a long-term DSCR mortgage upon completion.

Apply for New Construction Loans
New Construction Loans — At a Glance
Land / Purchase
Up to 75%
Construction Cost
100% Financed
Exit Strategy
Sale or Refi
How It Works

FROM APPLICATION
TO FUNDED.

01
Submit Your Scenario

Apply online or call Ayin Capital directly with your property details.

02
48-Hour Term Sheet

Receive a clear term sheet with loan amount, rate, and LTV within 48 hours.

03
Fast Underwriting

Asset-focused underwriting. No red tape, no endless documentation.

04
Close in 5–7 Days

Sign, close, and fund — on your timeline.

FAQ

NEW CONSTRUCTION LOANS
QUESTIONS & ANSWERS

Yes, up to 75% of the land/purchase cost can be financed, in addition to 100% of construction costs.
Draws follow your build timeline from lot to certificate of occupancy, released as construction milestones are completed and verified.
Most investors either sell the completed property or refinance into a long-term DSCR mortgage once construction is complete.

READY TO FUND YOUR NEW CONSTRUCTION LOANS?

Call Ayin Capital and walk through your scenario — no obligation.

Apply for New Construction Loans