PRIVACY
POLICY.

Ayin Capital Funding ("we," "us," or "our") is a private real estate lender providing bridge loans, DSCR mortgages, fix & flip financing, hard money loans, new construction loans, and cash-out refinance products for non-owner-occupied 1–4 unit investment properties nationwide.

This Privacy Policy explains how we collect, use, disclose, and protect personal information when you visit ayincapitalfunding.com or contact us through any channel.

We collect information you provide directly when you:

• Submit a loan application through our Apply page
• Fill out the contact or quick pre-qualification forms
• Call, email, or message us directly

This information may include:

• Identity: First and last name
• Contact: Email address, phone number
• Financial & Property: Property address, purchase price, rehab budget, estimated ARV, loan amount requested, credit score range, entity type, deal history
• Technical: IP address, browser type, pages visited, and time on site (collected automatically via standard web server logs)

We do not collect Social Security Numbers, bank account numbers, or tax returns through our website forms.

We use the information we collect to:

• Review and respond to your loan inquiry or application
• Issue a term sheet and proceed through underwriting if applicable
• Communicate with you about your loan scenario, status, or questions
• Improve our website and services
• Comply with applicable laws and regulations

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

We may share your information only in the following limited circumstances:

• Service providers: Third-party tools we use to operate our website and communications (e.g., form submission services, email delivery). These providers are contractually bound to handle your data securely and only for the purposes we specify.
• Legal compliance: When required by law, subpoena, or other legal process, or when we believe disclosure is necessary to protect our rights, property, or safety.
• Business transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

Our website may use basic browser cookies and server-side logs to understand how visitors navigate our pages. We do not currently use third-party advertising trackers or retargeting pixels.

You can disable cookies in your browser settings. Doing so will not affect your ability to submit a loan inquiry.

We take reasonable technical and organizational measures to protect your personal information from unauthorized access, disclosure, or loss. However, no method of internet transmission is 100% secure, and we cannot guarantee absolute security.

We encourage you to avoid sharing sensitive financial documents (tax returns, bank statements, SSN) through our website forms. Those items are handled through secure channels during underwriting if your loan proceeds.

We retain the information you submit for as long as necessary to fulfill the purpose for which it was collected — typically the duration of a loan inquiry or active loan relationship — and as required by applicable laws and regulations. Inquiries that do not proceed to a loan are typically retained for up to 2 years for recordkeeping purposes.

Depending on your state of residence, you may have the right to:

• Request access to the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information (subject to legal retention obligations)
• Opt out of marketing communications

To exercise any of these rights, contact us at info@ayincapitalfunding.com. We will respond within 30 days.

Our services are intended solely for adults engaged in real estate investment activity. We do not knowingly collect personal information from individuals under 18 years of age. If you believe a minor has submitted information through our site, please contact us immediately.

Our website may contain links to external sites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before submitting any information.

We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the top of this page. Continued use of our website after any changes constitutes your acceptance of the updated policy.

All loans offered by Ayin Capital Funding are for non-owner-occupied investment properties only. Loan availability is subject to borrower and property qualification. This website does not constitute an offer to lend. Terms and programs are subject to change without notice.